The Influence of Family Finance Socialization and Financial Technology Literacy on Financial Behavior

This study aims to determine the effect of financial socialization and technology literacy on behavior moderated by education in students Faculty Teacher Training Education UNS. used a quantitative research type with population UNS students. The sample was determined as many 160 samples were taken using non-sampling technique. data collection technique uses five-point Likert scale 1-5 points distributed via Google Forms. Test validity instrument Confirmatory Factor Analysis (CFA) test reliability Cronbach Alpha. hypothesis is tested through Moderated Regression (MRA) after performing descriptive statistical tests analysis prerequisite tests. All processed SPSS 25 software. results proved that there significant positive family finance could not moderate